basket! i just realised i’ve been in a perpetual overdraft loop on my Personnel Current Account (PCA)!
ever since maybank2u and autopay, i’ve rarely had the need to issue any cheques. seems i only do that when i want to pay my car insurance. so i thought, we leave any credit in that account? not getting any dividends from it anyway.
so i leave the balance at RM 0. however, maybank charges me RM 10 twice a year for heck’s sake, so the last charge brought my balance into negative. then they say i’ve overdrawn my account!
so i top it up back to zero.
then they charge me RM 5 interest. overdrawn again!
so i top it up back to zero.
then they charge me RM 5 interest. overdrawn again!
and again, and so on and so forth. gawd. think this has been happening since june! that comes to one oldtimer at chili’s. 🙁
sigh. the customer service rep told me i have to go back to the branch if i want to try to get these charges waived. don’t think i’ll even bother though.
anyway, anyone got any dell coupons. i wanna get a new monitor to soothe my ailing eyes. 😀
Leave a Reply