basket! i just realised i’ve been in a perpetual overdraft loop on my Personnel Current Account (PCA)!
ever since maybank2u and autopay, i’ve rarely had the need to issue any cheques. seems i only do that when i want to pay my car insurance. so i thought, we leave any credit in that account? not getting any dividends from it anyway.
so i leave the balance at RM 0. however, maybank charges me RM 10 twice a year for heck’s sake, so the last charge brought my balance into negative. then they say i’ve overdrawn my account!
so i top it up back to zero.
then they charge me RM 5 interest. overdrawn again!
so i top it up back to zero.
then they charge me RM 5 interest. overdrawn again!
and again, and so on and so forth. gawd. think this has been happening since june! that comes to one oldtimer at chili’s. 🙁
sigh. the customer service rep told me i have to go back to the branch if i want to try to get these charges waived. don’t think i’ll even bother though.
anyway, anyone got any dell coupons. i wanna get a new monitor to soothe my ailing eyes. 😀
Some thing happened to me. Am just going to close the account. Did you try to get the charges waived? I feel like writing a complaint to central bank about this.
not yet. altho i’m not sure if i’ll ever get around to it. :/
then again, closing the account might be the best option. then i’ll give them the reasons why when they ask.
if they don’t ask, then they don’t deserve my money.